security: implement tickets #28-#35 + architecture decision #30

#28 - TOTP rate limiting (verifyTotp): added totpRateLimiter (10 req/30s),
  throws TOO_MANY_REQUESTS before DB hit; 16 unit tests including rate-limit
  exceeded + userId key isolation.

#29 - /api/reports/allocations role check: only ADMIN/MANAGER/CONTROLLER may
  access; returns 403 otherwise; 9 unit tests (401 unauthenticated, 403 for
  USER/VIEWER, 200 for allowed roles + xlsx format).

#31 - pgAdmin credentials moved out of docker-compose.yml into env vars;
  PGADMIN_PASSWORD is now required (:?) to prevent accidental plaintext
  exposure in committed files.

#34 - Server-side HTML sanitization for comment bodies via stripHtml():
  strips all tags + decodes safe entities before persistence; 16 unit tests
  covering passthrough, injection patterns, entity decoding.

#35 - MFA setup prompt banner (MfaPromptBanner): shown to ADMIN/MANAGER users
  without TOTP enabled; user-scoped localStorage snooze (7 days); links to
  /account/security; accessibility role=alert; 7 structural unit tests.

#33 - Auth anomaly alerting cron (/api/cron/auth-anomaly-check): detects
  HIGH_GLOBAL_FAILURE_RATE and CONCENTRATED_FAILURES in 30-minute window;
  CRITICAL notification to ADMINs; fail-closed via verifyCronSecret;
  10 unit tests.

#32 - MFA enforcement policy: added requireMfaForRoles field to SystemSettings
  schema + Prisma migration; auth.ts blocks login with MFA_REQUIRED_SETUP
  signal if role is enforced but TOTP not set up; signin page redirects to
  /account/security?mfa_required=1; settings schema + view model updated;
  11 unit tests.

#30 - API keys architecture decision documented in LEARNINGS.md; no code
  written — product decision required before implementation.

Co-Authored-By: claude-flow <ruv@ruv.net>

packages/api/src/router/comment-procedure-support.ts

@@ -2,6 +2,7 @@ import { TRPCError } from "@trpc/server";
 import { z } from "zod";
 import { createAuditEntry } from "../lib/audit.js";
 import { assertCommentEntityAccess, CommentEntityTypeSchema } from "../lib/comment-entity-registry.js";
+import { stripHtml } from "../lib/strip-html.js";
 import { createNotification } from "../lib/create-notification.js";
 import type { TRPCContext } from "../trpc.js";
 import {
@@ -90,7 +91,8 @@ export async function createComment(
     throw new TRPCError({ code: "UNAUTHORIZED" });
   }
 
-  const mentions = parseCommentMentions(input.body);
+  const sanitizedBody = stripHtml(input.body);
+  const mentions = parseCommentMentions(sanitizedBody);
 
   if (input.parentId) {
     const parent = await ctx.db.comment.findUnique({
@@ -118,7 +120,7 @@ export async function createComment(
       entityId: input.entityId,
       parentId: input.parentId,
       authorId,
-      body: input.body,
+      body: sanitizedBody,
       mentions,
     }),
     include: commentWithAuthorInclude,
@@ -130,7 +132,7 @@ export async function createComment(
     const notifications = buildCommentMentionNotifications({
       mentionedUserIds,
       authorName,
-      body: input.body,
+      body: sanitizedBody,
       entityId: input.entityId,
       entityType: input.entityType,
       senderId: authorId,
@@ -150,7 +152,7 @@ export async function createComment(
     db: ctx.db,
     entityType: "Comment",
     entityId: comment.id,
-    entityName: input.body.slice(0, 50),
+    entityName: sanitizedBody.slice(0, 50),
     action: "CREATE",
     ...(ctx.dbUser?.id ? { userId: ctx.dbUser.id } : {}),
     after: comment as unknown as Record<string, unknown>,